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Agriculture

Tractor Loan - Farm Mechanisation

Ø Objective is to provide loan for purchase of new tractor with or without tie up arrangements.
Ø A farmer with minimum 03 acre of irrigated agricultural land can apply for this loan.
Ø Loan Amount will be 75% of the cost of tractor as per quotation.
Ø It is a medium term loan which is payable in 07 to 09 years in half yearly installments.
 
KGS Tatkal Yojana
 
Ø Objective is to provide loan for Gramin Green Card holders for their agricultural and domestic needs.
Ø A minimum of Rs.1000.00 to Rs.50000.00 as term loan limit.
Ø Maximum Loan Limit - 50% of sanctioned Card Limit or 25% of annual agrucultural income, which ever is less.
Ø It is aterm loan.
Ø Loan is repayable in 3-5 years in half yearly / annual installments coinciding with overall income generation of the farmert.
 
Loan for Agriculture Graduates
 
Ø The objective is to provide loan for establishment of Agri-business/Agri-clinic centres.
Ø Agriculture graduates interested in establishment of animal husbandry, gardening, veterinary clinic and other agriculture related activities can apply for this loan.
Ø The loan amount can be as per the project cost, but the maximum limit is Rs.10 lacs.
Ø In case of a group, applying for the loan can be granted upto Rs.50 lacs.
Ø It is a medium term loan.
Ø Repayment period is fixed according to the project.
 
Swasth Pashu Dhan Yojana
Ø The objective is to provide loan for the benefit of Veterinary Doctors.
Ø The Doctor should be registered with U.P.Veterinary Council
Ø The loan amount can be as per the project cost, but the maximum limit is Rs1.50 lac.
Ø This scheme requires 10% margin money to be paid by the beneficiary.
Ø The Loan is Term Loan.
Ø Loan can be repaid in 07 years in monthly installments with a Six Months grace period.
 
KGS Sarvangeen Vikas Yojana
ØTo create a hassle free single term loan limit to farmers for all term loan requirements like farm mechanisation, land deelopment, minor irrigation, water conservation,
    horticulture, allied activities and other agri related activities etc.
Ø It shall be single transaction Term Loan . Loan repayable within 9 years.
Ø It shall be subject to 5 times of annual income (current pre development state ) of the farmer including allied activities or 50% of the value of land mortgaged, whicever
    is lower, with a maximum of Rs.10 Lakh (Rs Ten Lakh).
 
 Agricultural Allied Activities
 
Ø Our bank offers many schemes for Allied Agricultural activities e.g. Animal Husbandry which include - Buffalo rearing, goat rearing, pig rearing, fisheries,